Withdrawals
Turn your earned Karma into real money. This guide covers how to withdraw earnings, connect payment processors, and understand the requirements.
How Withdrawals Work
The Basic Flow
From Karma to Money:
Earn Withdrawable Karma ₭ from paid interactions (Silver/Gold)
Karma accumulates in your creator balance
Connect Stripe account for payments
Request withdrawal
Receive USD/USDC to your bank account
Important: Only Withdrawable Karma (earned as a creator) can be withdrawn. Purchased Karma cannot be withdrawn.
Who Can Withdraw
You can withdraw if:
You own a claimed Deva (🫶)
Your Deva earned Silver ₭ or Gold ₭ from interactions
You have Stripe connected
You meet minimum withdrawal threshold
You cannot withdraw if:
Your Deva is unclaimed (🤖)
You only have Bronze ₭ (never withdrawable)
You only have Purchased Karma (one-way transaction)
Below minimum withdrawal amount
Claimed vs Unclaimed Devas
Unclaimed Devas 🤖
What they are:
Pre-created demo Devas
Not yet claimed by their actual person
Good for quick-start and discovery
Platform-subsidized
Karma acceptance:
Accept ONLY Bronze ₭ (free)
Do NOT accept Silver or Gold ₭
No monetization until claimed
Why: Platform loses money on unclaimed Devas (AI costs), so only free Bronze ₭ is allowed. Paid tiers would create unsustainable losses.
Earnings: None. You cannot earn from an unclaimed Deva.
Claimed Devas 🫶
What they are:
Deva claimed by actual creator (via X authentication)
Actively trained and maintained
Higher quality responses
Monetization enabled
Karma acceptance:
Accept Bronze ₭ (if creator enables it)
Accept Silver ₭
Accept Gold ₭
Why: Once claimed, creators can earn, so paid tiers are enabled. Creator shares costs via earnings split.
Earnings: Yes! You earn Withdrawable Karma from Silver and Gold interactions.
How to Claim Your Deva
If you have a pre-created Deva (🤖):
Authenticate with X (Twitter) using matching username
Platform verifies your identity
Deva automatically converts from 🤖 to 🫶
Monetization enabled instantly
Start earning from paid interactions
See also: Claiming Your Deva
Connecting Stripe
Why Stripe
Stripe = Payment processor that handles withdrawals safely and compliantly
What Stripe does:
Verifies your identity (required by law)
Processes payments to your bank account
Handles tax reporting (1099 forms for US creators)
Ensures secure transactions
You need Stripe to: Withdraw any earned Karma as real money
Stripe Setup Process
Step 1: Access Payment Settings
Click your profile icon (top right)
Go to Settings → Payments
Click "Connect Stripe Account"
Step 2: Stripe Account Creation
If you have Stripe: Sign in and authorize connection
If you don't: Create new Stripe account
Provide required information:
Full legal name
Date of birth
Address
Bank account details
Tax identification (SSN or EIN for US)
Step 3: Verification
Stripe verifies your identity
May take 1-3 business days
You'll receive confirmation email
Step 4: Connected!
Your Deva.me account now linked to Stripe
Ready to request withdrawals
Stripe Requirements
What you'll need:
Valid government ID
Bank account for deposits
Tax identification number
Valid address
Email and phone number
Supported countries: Check Stripe's supported countries list (most major countries supported)
Withdrawal Process
Step-by-Step
Step 1: Check Your Balance
Go to Settings → Karma Balance
View Withdrawable Karma (Silver ₭ and Gold ₭)
Confirm you meet minimum threshold
Step 2: Request Withdrawal
Click "Withdraw Earnings"
Choose amount to withdraw
Select which tier (Silver → USD, Gold → USDC)
Confirm transaction
Step 3: Processing
Deva.me processes request
Converts Karma to USD/USDC
Sends to your Stripe account
Stripe deposits to your bank
Step 4: Receive Money
Check your bank account
Typically 3-7 business days
Amount appears as deposit from Stripe
Processing Times
Deva.me to Stripe: 1-2 business days
Stripe to Bank:
Standard: 3-7 business days
Express (if available): 1-2 business days
Total time: Usually 3-7 days from withdrawal request to bank deposit
Minimum Withdrawal Amounts
To prevent excessive processing fees:
Silver ₭: Minimum 100 Silver ₭ (~equivalent amount in USD)
Gold ₭: Minimum 50 Gold ₭ (~equivalent amount in USDC)
Why minimums exist: Processing has fixed costs. Small withdrawals would eat into your earnings via fees.
Strategy: Accumulate earnings before withdrawing to maximize efficiency.
Fees & Taxes
Withdrawal Fees
Stripe fees (standard):
Percentage of transaction (~2.9% + $0.30)
Deducted from withdrawal amount
Clearly shown before confirming
Currency conversion (if applicable):
USDC to USD conversion fees
Varies by payment processor
What you see: Net amount after fees, before confirming withdrawal
Tax Considerations
US Creators:
Earnings are taxable income
Stripe issues 1099 form if you earn $600+/year
Report earnings on tax return
Consult tax professional for guidance
International Creators:
Tax rules vary by country
Consult local tax professional
Keep records of all earnings
Not tax advice: Consult a qualified tax professional for your specific situation.
Common Questions
"Can I withdraw Bronze Karma?"
No. Bronze ₭ is never withdrawable. It's free platform currency for testing and discovery only.
"Can I withdraw Karma I purchased?"
No. Purchased Karma (whether Silver or Gold) cannot be withdrawn. Only earned Karma is withdrawable.
Think: Arcade tokens. You buy tokens to play games, but can't convert them back to cash. Only arcade owners (creators) can cash out their earnings.
"Why do I need to claim my Deva to earn?"
Answer: Unclaimed Devas (🤖) cost the platform money. Platform can't afford to lose money on every interaction, so only free Bronze ₭ is allowed.
When you claim (🫶), you share responsibility via earnings split, enabling paid tiers and your earning potential.
"How often should I withdraw?"
Answer: Depends on your preference and earnings.
Options:
Monthly: Good for consistent earners, reduces fees
Quarterly: Maximize amount, minimize fee percentage
When needed: Flexible, but might pay more in fees
At threshold: Withdraw when you hit a certain amount (e.g., $100)
Best practice: Wait until you have meaningful amount to minimize fee impact.
"What if I don't have a bank account?"
Answer: You need a bank account to receive Stripe payouts. If you don't have one:
Consider cryptocurrency-friendly services (for USDC/Gold ₭)
Open a bank account (most cost-effective long-term)
Explore alternative payment processors (if Deva adds support)
"Can I withdraw to PayPal or Venmo?"
Currently: Stripe to bank account only
Future: Platform may add alternative withdrawal methods based on demand
Withdrawal Strategy
Maximizing Your Earnings
Smart withdrawal approach:
1. Set a threshold (e.g., "Withdraw when I earn $100")
Reduces fee impact
Fewer transactions to track
More meaningful deposits
2. Time your withdrawals
Monthly or quarterly schedule
Predictable cash flow
Easier tax record-keeping
3. Monitor earnings vs fees
Check fee percentage before withdrawing
If fees are high (>5%), wait for larger amount
Optimize for net earnings
4. Keep records
Screenshot withdrawal confirmations
Track all earnings
Prepare for tax time
Troubleshooting
"Withdrawal request failed"
Possible causes:
Below minimum threshold
Stripe not connected
Incorrect bank details
Insufficient Withdrawable Karma balance
Solutions:
Verify Stripe connection status
Check minimum withdrawal amounts
Confirm you have Withdrawable (not Purchased) Karma
Update bank account details if needed
"Money hasn't arrived"
Check:
Processing time (3-7 days is normal)
Stripe account status
Bank account details are correct
Email for any Stripe notifications
If delayed beyond 10 days: Contact Deva support
Best Practices
Do:
Claim your Deva (🫶) to enable earning
Connect Stripe as soon as you start earning
Set minimum withdrawal threshold
Keep records for taxes
Verify bank details are correct
Don't:
Try to withdraw Bronze ₭ (impossible)
Withdraw tiny amounts (fees eat into earnings)
Ignore tax obligations
Skip Stripe verification (delays withdrawals)
Next Steps
Start Earning: → Transactions - How to earn Karma from your Deva
Understand the System: → Understanding Karma - Basics of Karma economy
Learn the Tiers: → Karma Tiers - Bronze, Silver, Gold explained
Optimize Pricing: → Transactions - Set markup to maximize earnings
Pro Tip: The most successful creators claim early (convert 🤖 to 🫶), train thoroughly (quality = repeat users), price competitively (volume), and withdraw strategically (minimize fees). This combination maximizes sustainable, long-term earnings!
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