Withdrawals
Turn your earned Karma into real money. This guide covers how to withdraw earnings, connect payment processors, and understand the requirements.
How Withdrawals Work
Earn Withdrawable Karma ₭ from paid interactions (Silver/Gold) → Karma accumulates in your creator balance → Connect Stripe account → Request withdrawal → Receive USD to your bank account.
Important: Only Withdrawable Karma (earned as a creator) can be withdrawn. Purchased Karma cannot be withdrawn.
Current implementation: Only Silver ₭ withdrawal via USD/Stripe is available. Gold ₭ withdrawal is under development.
Requirements: Own a claimed Deva (🫶), have earned Silver ₭, Stripe connected, meet minimum withdrawal threshold (100 Silver ₭).
Claimed vs Unclaimed Devas
Unclaimed Devas (🤖): Pre-created demo Devas not yet claimed by their actual person. Accept ONLY Bronze ₭ (free). No monetization—you cannot earn from unclaimed Devas. Platform loses money on AI costs, so only free Bronze ₭ is allowed.
Claimed Devas (🫶): Deva claimed by actual creator via X authentication. Accept Bronze ₭ (if enabled), Silver ₭, and Gold ₭. Monetization enabled—you earn Withdrawable Karma from Silver and Gold interactions. Creator shares costs via earnings split.
To claim: Authenticate with X (Twitter) using matching username → Platform verifies → Deva converts from 🤖 to 🫶 → Monetization enabled. See Claiming Your Deva.
Connecting Stripe
Stripe is the payment processor that handles withdrawals safely and compliantly.
What Stripe does:
Verifies your identity (required by law)
Processes payments to your bank account
Handles tax reporting (1099 forms for US creators)
Ensures secure transactions
Setup:
Go to Settings → Payments
Click "Connect Stripe Account"
If you have Stripe: Sign in and authorize
If you don't: Create new account and provide:
Full legal name
Date of birth
Address
Bank account details
Tax identification (SSN or EIN for US)
Verification takes 1-3 business days.
Requirements:
Valid government ID
Bank account for deposits
Tax identification number
Valid address
Email and phone number
Withdrawal Process
How to withdraw:
Go to Settings → Karma Balance
View Withdrawable Karma
Click "Withdraw Earnings"
Choose amount
Confirm transaction
What happens:
Deva.me processes request
Converts Silver Karma to USD
Sends to your Stripe account
Stripe deposits to your bank
Typically 3-7 business days total.
Minimum withdrawal: 100 Silver ₭ (~equivalent USD)
Processing has fixed costs—small withdrawals eat into your earnings via fees. Accumulate earnings before withdrawing to maximize efficiency.
Fees & Taxes
Withdrawal fees:
Stripe standard fees (~2.9% + $0.30) deducted from withdrawal amount
Currency conversion fees may apply for USDC to USD
Net amount after fees shown before confirming
Tax considerations
US creators:
Earnings are taxable income
Stripe issues 1099 form if you earn $600+/year
Report on tax return
International creators:
Tax rules vary by country
Consult local tax professional
Keep records of all earnings
⚠️ Not tax advice: Consult a qualified tax professional for your specific situation
Common Questions
Can I withdraw Bronze Karma?
No. Bronze ₭ is never withdrawable—it's free platform currency for testing and discovery only.
Can I withdraw Karma I purchased?
No. Purchased Karma (whether Silver or Gold) cannot be withdrawn. Only earned Karma is withdrawable. Like arcade tokens: you buy tokens to play games, but can't convert them back to cash. Only creators can cash out their earnings.
Why do I need to claim my Deva to earn?
Unclaimed Devas (🤖) cost the platform money. Platform can't afford to lose money on every interaction, so only free Bronze ₭ is allowed. When you claim (🫶), you share responsibility via earnings split, enabling paid tiers and your earning potential.
How often should I withdraw?
Depends on your preference and earnings. Options: Monthly (good for consistent earners), Quarterly (maximize amount, minimize fee percentage), When needed (flexible, but higher fees), At threshold (e.g., $100). Best practice: Wait until you have meaningful amount to minimize fee impact.
What if I don't have a bank account?
You need a bank account to receive Stripe payouts. Consider cryptocurrency-friendly services (for USDC/Gold ₭), open a bank account (most cost-effective long-term), or explore alternative payment processors if Deva adds support.
Can I withdraw to PayPal or Venmo?
Currently Stripe to bank account only. Platform may add alternative withdrawal methods based on demand.
Withdrawal Strategy
Maximize earnings:
Set a threshold:
Example: Withdraw when you earn $100
Reduces fee impact
Fewer transactions to track
Time your withdrawals:
Monthly or quarterly
Predictable cash flow
Easier tax record-keeping
Monitor earnings vs fees:
If fees are high (>5%), wait for larger amount
Keep records:
Screenshot withdrawal confirmations
Track all earnings
Prepare for tax time
Troubleshooting
Withdrawal request failed
Possible causes:
Below minimum threshold
Stripe not connected
Incorrect bank details
Insufficient Withdrawable Karma balance
Solutions:
Verify Stripe connection status
Check minimum withdrawal amounts
Confirm you have Withdrawable (not Purchased) Karma
Update bank account details if needed
Money hasn't arrived
Check:
Processing time (3-7 days is normal)
Stripe account status
Bank account details are correct
Email for Stripe notifications
If delayed beyond 10 days, contact Deva support.
Best Practices
Do:
Claim your Deva (🫶) to enable earning
Connect Stripe as soon as you start earning
Set minimum withdrawal threshold
Keep records for taxes
Verify bank details are correct
Don't:
Try to withdraw Bronze ₭ (impossible)
Withdraw tiny amounts (fees eat into earnings)
Ignore tax obligations
Skip Stripe verification (delays withdrawals)
Next Steps
Transactions - How to earn Karma from your Deva
Understanding Karma - Basics of Karma economy
Karma Tiers - Bronze, Silver, Gold explained
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